Sunday, 19 June 2016

USAA auto insurance and other insurance


USAA auto insurance and other insurance








USAA auto insurance and other insurance

As mentioned in our previous post auto insurance refers to the policy purchased by the owner of veichle to get sum of libereal expenses caused due to an accident or damage to their auto or vehicles.Among various type of insurance company USAA is one of them providing a best service on auto insurance.This post is based on the description of USAA insurance company.
The native name of USAA is United Service Automobile Association.It is reciprocal type of insurance not a mutual insurance.Beside insurance USAA have banking and financial service.It was founded on June 20th 1922,approximately 93 year ago from today's date.It's headquarter is located on San antino,Texas,United States.It have served world wide and stands as a multinational company.Stuart parker is the CEO of united service auto mobile association (USSA) where as General Lester Lyles is the chairman of USSA.As per the statical data from wikipedia USSA have increased its revenue by 24.36 billion US $ on year 2015 where as net income fall by 2.272 billion US $ on the same fiscial year 2015.USSA's  total assest values 137.1 billion US $  as measured on year 2015.There are all total 28,500 employees working on USSA on year 2015 having 11.4 million members all togther on same year.The main slogan of USSA is 'We know what it means to serve'.It have achieved A++ rating from A.M best company which is considred as superior highest rating.It's official website is www.usaa.com .Initailly the company was called United States Army Automobile Association which was later named as United Service Automobile Association in year 1924 after the officers of U.S. military service became eligible for membership.It's headquater located at texas,US is the largest single-occupany office building leaving behind the pentagon on the city's northwest.William Garrision was elected as the first USAA president and Harold Dunton is first hired employee as a general manager.
USAA is the only insures invited to particiapte in the department of Defense's survivor Assistance Centre near pentagon.USAA offers the varities of insurance like auto insurance,renters insurance,home owner insurance,rental property insurance,flood insurance,life insurance,small business insurance and much more.It facilates 24/7 customer suppport and easy acess from online or a mobile devics.Users can easily get quotes from online website of USAA.Renters insurance covers average two-bedrooms appartment over $20,000 in personal property which assures the protection from theft flood and fire.However for house insurance it only provide 75% of value of your Home to replace it.It have a lot of schemes for life insurance which you can get from the official website of USSA.
In the policy of small business USSA have mentioned that they would plan financially for a serious loss  and picks up right policy according to customers need.
USSA also provide mobile phone protection,business insurance,special event insurance,travel insurance,pet insurance which are less likely to be offered on other insurance companies.
USSA also offers a health insurance focused on following points:-
1)Dental-Dental plans can be used all over US but rates and availablity may vary according to the state.The plan and pricing differ for number of people and their age respectively.
2)Vision-For vision insurance USSA pays for well vision exam,prescription lenses,anti-reflexive coating and other lens option along with eye care service.
3)Medicare-Medicare insurance differs from state to state.It consists medicare suppliment expenses too.Also the premiums may differ from state to state and time to time.
4)Long-term care-Similar to medicare insurance long-term care also varies from state to state.A medical exam is required to determine the eligblity.Premiums may change from time to time.
These are the facilities of USAA for health insurance.
USAA also offers the umbrella insurance which offers you a protection if you are sued for the things that you own as your savings,investment and possibly,future wages which can also help with legal defences.

Under mobile phone insurance of USAA,it provide a plan for $99 anually for phones including following features:-

-Adjustable payment options
-Free 50GB cloud storage
-Remote lock and locate facility
-Free safestore security app
Similarly,USAA offers travel insurance that allows you to get security for your vacation investment against uncertainity with travel insurance's policy.Even children under 18 doesnot have to pay extra to get insured if they selectef family friendly plans.
USAA also facilates Life insurance facility offerings the plans of 10 years to 30 years and in corresponding budget.Whole life insurance is also available with a guaranteed premium.
A brief summary about USAA insurance:-
USAA stand for United Service Automobile Association.Beside Insurance USAA posses Banking,Financial services.It was established on march10,1922 having it's headquater at Texas,US.It have all total of 19 financial centres.USAA got A++ rating from A.M Best company and USAA was rated as Aaa by Moody's Investor's Service.
As an Insurance company USAA for wide types of insurance types which consist Life,auto,mobile phone,house,health,business insurance.It is one of the finest insurance service over United states.The best part is it also have 24/7 customer support and you can get every thing on one click from it's website and apps for smart phones.You can get a quote directly from website or from apps over your smartphones.It's one of the top companies located at US having 11.4 million members as recorded in year 2015.Morever,excluding insurance service USAA offers financial service,banking service,investment service.USAA also runs mail-order catalog service specializing in the sale of diamonds and jwelery.
As a whole,we have mentioned and described USSA as the top and leading insurance company providing wide facilities on different sectors.

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