American Family Insurance:A best life insurance company
American Family Insurance
American Family Insurance mutual type of industry providing finance and insurance services.It was founded on October 3,1927 approximately 89 years ago from today.It is headquatered at Madison,Wisconsin,USA.Jack salzwedal is the Chairman and chief executive officer CEO of American Family Insurance.The slogan of American Family Insurance is labelled as "All your protection under one roof".According to statical data gained from wikipedia,American Family Insurance have made Net income of US $ 360.5 million on the fiscial year 2012.As per the accounting records of American Family Insursance,It have made Net Income of US $ 6.742 billion on the end of fiscial year 2008.American Family Insurance became the fifth-largest mutual auto insurer in 1975 and became 10th largest casulty insurer in 1994.American Family Insurance have got 'A' rating from A.M Best company and 'A+' rating from Fitch Rating.The official website of American Family Insurance is www.amfam.com .
List of services provided by American Family Insurance is given below
- Auto insurance
- Home insurance
- Life insurance
- Commercial or business insurance and
- Health insurance
Awards acheived by American Family Insurance group:-
-In 2010,National saftey council provided a leadership to American Family Insurance for Teen Saftey Driving program.
Today here we are discussing about the health insurance provided by American Family Insurance.Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by insured.It can be reimburse the insured for expenses caused from ilness and injury.In addition to medical expense insurance, health insurance also refer to insurance that covers disability or long-term nursing or custodial care needs.
Types of health insurance offered by American Family Insurance:-
1)Individual Medical Coverage
It is a insurance service provided by American Family Insurance which assures the health of only the insured person.It doesnot covers any other rather than insured person.
2)Medicare Supplement Insurance
It is the insurance service that is based for the senior people to assist the expenses incured to cure them.
3)Short-Term Medical Insurance
If you're between jobs or just waiting for other coverage to begin,short-term medical insurance can provide temporary coverage to help you stay protected.It is a temporary type of health insurance done for certain fix time.
4)Group Health Coverage
If you own a industry company or offices then this is a best policy which fits you.Group Health insurance is a type of insurance policies which take cares the health of employees of organization or the group of people that are insured.
If you own a industry company or offices then this is a best policy which fits you.Group Health insurance is a type of insurance policies which take cares the health of employees of organization or the group of people that are insured.
Coverage limits
The insured person may be expected to pay any charges in excess of the health plan's maximum payment for a specific service.In addition,It have annual and lifetime coverage maxima.
Key Features
-It offers benefits even before you meet your deductible.
-Some plans offer other health insurance benefits like reduced price generic drugs and free disease management programs.
-If you get medical services from a provider in your plan’s network, you’ll pay lower prices than you would without insurance.This can save almost hundreds of dollars per year.
Coverage area of health insurance:-
-Pregnancy,maternity and newborn care before and after your baby is born.You get this coverage even if you were pregnant before your coverage starts.
-Preventive services for adults,children, and women as well.
-Mental health and substance abuse services,including behavioral health treatment like counseling and psychotherapy.
-Prescription drugs
-Hospital expense coverage pays your room, board, and incidental services costs if you're hospitalized.
-Surgical expense coverage covers surgeons fees and related costs associated with surgery respectively.
-Physicians expense coverage pays for visits to a doctor's office or for a doctor's hospital visits.
-Lab coverage pays for laboratory services like X-Rays and other dagnostic lab tests.
Doesnot it have wide coverage range?
Things to be considred
Before buying cover,find out what it will pay out for.If you wish for a very low cost plan,then the chances are it may only pay hospital admission costs and not out-patient costs.So it would be better if you contact their agent.
Types of plans offered
Platinum: covers:-90% on average of your medical costs
Gold: covers :-80% on average of your medical costs
Silver: covers:-70% on average of your medical costs
Bronze:-covers 60% on average of your medical costs
A brief conclusion about American Family Insurance:-
It is a mutual insurance industry founded on 1927 whose headquaters is located on
Wisconsin,United States of America.The CEO of this company is Jack salzwedal.It have acheived 'A' rating from A.M Best company and 'A+' rating from Fitch Rating.It offers wide range of insurance like auto,home,business,health,disablity insurance but health insurance is best amongst them and it is what they are reknown for.They work across the 19 states of US.National saftey council provided a leadership to American Family Insurance for Teen Saftey Driving program in 2010.Teen saftey driving program was validated by scientists at the University of Iowa which produce 70% reduction in risky driving behavior in United States.On March 4, 2003 American Family Insurance announced a $10 million gift launching the campaign to create the American Family Children’s Hospital.In 2007 and 2008, employees of American Family Insurance donated close to $1 million to United Way.They have brilliant customer support and helpline providing 24/7 support either by phone or online.
Wisconsin,United States of America.The CEO of this company is Jack salzwedal.It have acheived 'A' rating from A.M Best company and 'A+' rating from Fitch Rating.It offers wide range of insurance like auto,home,business,health,disablity insurance but health insurance is best amongst them and it is what they are reknown for.They work across the 19 states of US.National saftey council provided a leadership to American Family Insurance for Teen Saftey Driving program in 2010.Teen saftey driving program was validated by scientists at the University of Iowa which produce 70% reduction in risky driving behavior in United States.On March 4, 2003 American Family Insurance announced a $10 million gift launching the campaign to create the American Family Children’s Hospital.In 2007 and 2008, employees of American Family Insurance donated close to $1 million to United Way.They have brilliant customer support and helpline providing 24/7 support either by phone or online.
Let us culminate our article listing few features of American Family Insurance company.They have numerous facilities.Recently they have started offering their service online.You can buy insurance,make payment,choose manage and change your policy online with few clicks.Also you can file your claim any time any day.Trust me they will handle your claims superiorly with in 48 hours.
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