Auto Insurance Companies

Auto Insurance Companies

Auto insurance companies

Auto insurance refers to the policy purchased by the owner of veichle to get sum of libereal expenses caused due to an accident or damage caused to their auto or vehicles.There are several companies that offers auto insurance but few of the finest and top companies that delivers auto insurance are described below:-

A)Progressive auto insurance company:-
Progressive is one of the largest auto insurers that opetates in United states of America having over 13 millions policies offering the service online,by phone or other indepndent agencies.Progressive took the fast fair claim service to a new level offering 24/7 customer and claim services through online.It also introduced a safe driver plan.

Here are some of pros and cons of progressive auto insurance

Pros

1. Online support.
2. Fast fair claims and service.
3. Ontime customer support.
4. Offers "MyRate" program
5. Roadside assistance
6. Provides insurance of various vehicles such as Boat,Car,Rv trailers,Motor bike.

Cons

1. Confusing payment system
2. Unexplained removal of discount from policies.

GEICO auto insurance company 

GEICO stands for government employees insurance company.It was founded in year 1936 whose headquaters is located Maryland,United States.GEICO also offers property insurance,house owner insurance.It is a second largest registered insurance company holding policies of 14 million people associating with 22 millions of vehicles employing 30,000 employee.

Here are some pros and cons of GEICO insurance company

Pros

1. 24/7 customer support and claim.
2. Online support and trust worthy reputated brand.
3. Low cost for good coverage.
4. Reps help in timely manner.

Cons

1. Rate increases with out announcing.
2. Unexplained adjustment policies.

USAA insurance company

USAA stand for United Service Automobile Association.Beside Insurance USAA posses Banking,Financial services.It was established on march10,1922 having it's headquater at Texas,US.It have all total of 19 financial centres.USAA got A++ rating from A.M Best company and USAA was rated as Aaa by Moody's Investor's Service.It is one of the best auto insurance company on US.

Here are some pros and cons of USAA

Pros

1. Highly rated for superior claims handling
2. Have good and affordable pricing/value.
3. Highest financial stability rating
4. Solid online educational resources. 

Cons

1. The main disgushting factor is it is only available to U.S. military members and their families.
2. Consumes tremendous time for processing quotes.

Statefarm insurance company

State farm insurance is mutual insurance company established in June 7, 1922 approximately 94 years ago.It was founded by George J. Mecherle.It's headquarter is at Bloomington,US.It have over 18,000 agents,30 operation centres along with 343 claim office as per wikipedia.It's main service is Insurance,Banking.It is the top insurance company of US.The total count of employees in state farm is 65,000 people.

Here are some pros and cons of state farm insurance company

Pros

1. Superior claims handling
2. Financial stability
3. 18000 agent over all nation
4. Easy interfaced website with excellent customer support.

Cons

1. Mixed review for pricing and values.
2. Missing few ligable discount.

Amica Insurance

Amica mutual insurance was founded on 1907.It's headquarter is located on Rhode Island,United states.It provide automobile insurance,home owner,marine and life insurance.It was founded by A.T. Vigneron.It is one of best car insurer located in United States of America.

Here are some pros and cons of Amica insurance

Pros

1. Superior claim handling.
2. On time customer support and claim service.
3. Customer are able to choose their repair shop.
4. Affordable premium with dividend checks.

Cons

1. Fewer online educational resources.
2. Some policies gets cancelled with out sufficent notice.

The Hartford Insurance 
The Hartford was founded on 1810 approximately two decades and six years ago.This company offers auto,homeowner,business,employees,life insurance.The employees count on Hartford was 17,500 in year 2015.Christopher Swift is the CEO of the Hartford.

Here are some of pros and cons of the Hartford insurance company 

Pros

1. Wide coverage range.
2. Easy claim and supportive to customer.
3. Online acess.
4. Affordable pricing and value.

Cons

1. A bit poor claim handling.
2. Fewer online education resources.

Nationwide Insurance company:-
Nationwide is a mutal insurance company founded on 1926 approximately 90 years ago.It facilates insurance service along with banking service.The number of employee working in this company is 30,000.It's headquater is situated at Columbus,USA.It is also a one of well reputated insurance provider at USA.

Here are some pros and cons of Nationwide insurance company

Pros

1. Vanishing Deductible rewards.
2. Plenti Partnership.
3. Excellent claims and customer support.

Cons

1. Low coverage availablity.
2. Poor website interface.

Liberty Mutual Insurance
Liberty Mutual Insurance was established
on 1912 approximately 104 years ago.It's headquarter is located  on Boston,United States. Liberty Mutual Insurance is an American diversified global insurer which is the second-largest property and casualty insurer in the United States.David H. Long is the CEO of Liberty Mutual Insurance.There are over 50,000 employees working on the liberty mutual insurance.

Here are some pros and cons of the Liberty Mutual Insurance

Pros

1. Excellent claims and customer support with affordable pricing.
2. Option to replace car.
3. Online acess.
4. Accident forgiveness.

Cons

1. Though it have excellent customer support but it is not available 24/7.
2. Claim could not be filed any time.

Allstate insurance company
All state insurance company is a public insurance company established on April17,1931 approximately
85 years ago.It's headquater is situated at Illinois,U.S.The number of employees in Allstate insurance company is over 40,000.Thomas J. Wilson is the CEO of All state insurance company.

Here are some pros and cons of all state insurance company

Pros

1. Safe driving bonus.
2. Accident forgiveness.
3. Deductible Rewards.
4. New car replacement service.
5. Online acess with better customer and claim services.

Cons

1. Confusing premium payments.
2. Lack of coordinated communication.

AIG Insurance company
AIG stands for Americal Insurance Group which was founded on 1919 approximately 97 years ago. Cornelius Vander Starr is the founder of American Insurance Group.
It's headquarter is located in Newyork,United states.Peter Hancock is president and CEO of AIG.There are approximately 60,000 workers working on AIG group.It's also the one of best insurance company present in US and other 130 countries corporating with 40 million policy holders.

Here are some of pros and cons of AIG

Pros

1. Online acess and quality customer support.
2. Quick claim approval.
3. Affordable plans and pricing.
4. Risktool advantage.

Cons

1. Large and confusing business  model.
2. Ineffective employees.