MetLife.

MetLife INC is that the holding corporation for the Metropolitan nondepository financial institution MLIC higher acknowledged asMetLife, and its affiliates. MetLife is among the most important world suppliers of insurance annuities and employee profit programs with ninety million customers in over sixty countries The firm was supported on March twenty four ,1868 

On Epiphany of Our Lord, 1915, MetLife completed the mutualization technique, changing from a stock nondepository financial institution in hand  by folks to a mutual company operating whereas not external shareholders and for the nice issue concerning policyholders the company went public in 2000 Through its subsidiaries and affiliates, MetLife holds leading market positions at intervals the USA, Japan, nation, Asia’s Pacific region Europe, and conjointly the geographical region. MetLife serves ninety of the most important Fortune 5 hundred companies The company’s principal offices unit of measurement settled at 1095 Avenue of earth in Midtown Manhattan, New York city though it retains some govt offices and its room at intervals the MetLife Building, settled at 2 hundred street, ny town, that it sold-out in 2005. 

Subsidiary and affiliate companies

MetLife subsidiaries and affiliates embody MetLife Investors, MetLife Bank, MetLife Securities, Metropolitan Property and Casualty nondepository establishment and its subsidiaries, General yank, Hyatt Legal, MetLife Resources, nation financial, Walnut Street Securities, Inc., Safeguard Health Enterprises, Inc., and Tower sq. Securities, Inc., Cigna 

The subsidiary MetLife nondepository establishment USA, as of 2015 headquartered in Charlotte, North geographical region, was erstwhile stated as MetLife nondepository establishment of Connecticut, and before this as Travelers nondepository establishment

Life insurance

MetLife’s individual insurance merchandise and services comprise insurance and variety of different kinds of permanent insurance, at the side of whole life, universal life, and final expense whole insurance These services vary with regard to the length and amount of coverage offered and whether or not or not a medical exam is required for coverage. the company in addition offers cluster insurance, provided through employers, that consists of term life, permanent life, and accidental death and accidental injury coverage MetLife is that the biggest life assurance firm at intervals the USA, supported insurance in-force

 Dental[edit]

MetLife offers cluster dental profit plans for folks, employees, retirees and conjointly their families and provides dental created administration for over twenty million people Plans embody MetLife’s hottest medical man Program PPO and also the Safe Guard DHMO offered for every folks and employees in CA, FL, and TX. As of may 2010, MetLife’s dental PPO network penned over 100 thirty 5,000 collaborating medical man locations nationwide whereas the dental health insurance network penned quite 13,000 collaborating medical man locations in California, American state and American state MetLife in addition administers dental continued  education program for dentists and allied health care professionals, that unit of measurement recognized by the american Dental Association accelerator and conjointly the Academy of General medicine AGD

Disability

MetLife provides incapacity merchandise for folks conjointly as employee and association groups World Health Organization receive them through their leader for folks, the company’s individual incapacity gain insurance can replace a number of lost gain if a non-public is unable to work as a results of malady or injury MetLife offers several individual incapacity gain policies, at the side of MetLife gain Guard, OMNI Advantage, OMNI Essential, Business Overhead Expense, and Buy-Sell. The policy decisions provided by the company vary in terms of eligibility and conjointly the provided coverage. For groups, MetLife offers short term welfare Associate in Nursingd end of the day welfareShort term incapacity insurance is structured to interchange a number of Associate in Nursing individual’s gain throughout the initial weeks of a disabling malady or accident end of the day social insurance serves to interchange a number of Associate in Nursing individual’s gain throughout Associate in Nursing extended quantity of a disabling malady or accident the company in addition maintains Associate in Nursing absence management product that allows employers to trace and manage every planned and unplanned employee absences. the merchandise, that MetLife calls MetLife Total Absence Management, is structured for businesses with one,000 or extra employees

Annuities

MetLife is among the most important suppliers of annuities at intervals the planet, recording $22.4 billion in sales throughout 2009 MetLife offers annuities that contains fixed annuities, variable annuities, delayed annuities and immediate annuities In 1921, MetLife was the first company to issue a bunch annuity contract extra recently in 2004, it had been the first insurer to introduce an extended life assurance product As of December 31, 2009, MetLife globally managed cluster annuity assets of $60 billion with $34 billion of transferred pension liabilities and provided profit payments to over 600,000 annuitants per month

Auto & Home

MetLife motor vehicle & home is the name for MetLife’s nine affiliate personal lines insurance companies along these companies provide personal lines property and casualty insurance policies in all fifty states and conjointly the District of Columbia.  The flagship company at intervals the MetLife motor vehicle & Home cluster, Metropolitan Property and Casualty nondepository establishment, was supported in 1972 MetLife motor vehicle & Home companies presently have over a combine of.7 million active policies and repair fifty eight of the Fortune 100 companies. 

MetLife's home insurance solutions embody homeowners insurance, domicile insurance, renters insurance insurance for landlords, and trailer insurance. The offered policies for MetLife's home insurance provide coverage for possessions, property injury from natural disaster or stealing, and diverse legal expenses incurred succeeding from injuries sustained on an individual's property.] the companies in addition sell RV, ATV, boat, trailer, collectible vehicle, and bike policies[] and offers flood insurance policies as a participant at intervals the National Flood Insurance Program (NFIP), that's managed by the centralized. MetLife's varied kinds of coverage for motor vehicle insurance embody liability protection, collision and comprehensive coverage, personal injury protection, rental automotive coverage, and uninsured   and underinsured motorists coverage. Through a rendezvous with Hyatt Legal Plans, a subsidiary of MetLife, MetLife motor vehicle & Home underwrites cluster legal plans in several nations.